What happens if I have an injury to a Longshore employee, but did not purchase Longshore and Harbor Workers’ Act Insurance?
The penalties are severe and are detailed in the Act Section 938. Simply stated the employer and corporate officers personally are liable for any unpaid benefits under Longshore plus both also lose the protections of the Longshore Act and can be subject to a tort suit in additional to the Longshore benefits. In addition there is even the potential for jail time. The prosecuting agency is the US Department of Labor in conjunction with the US Justice Department!